Terms and Conditions for UOB Online Applications
- In-Principal Approval ("IPA") status granted to UOB credit card and/or UOB CashPlus application submitted online is a conditional approval. Such approval is subject to the applicant's complete information and supporting documents being received and reviewed by the Bank.
- IPA is only valid for 30 days from the date that IPA is granted during which the applicant must submit the complete supporting documents to the Bank for review and processing.
- The Bank will notify the applicant in writing of the Bank's final decision of the application.
- For applicant who does not maintain any account with the Bank, such applicant is required to visit any of the Bank's branches to change or update his/her personal details maintained in the Bank's record.
- The Bank reserves the right to vary, add or delete any of these terms at any time without prior notice to the applicant.
Application of New Account and/or Service(s) Declaration and Authorisation
- I, the applicant named in this application, hereby request United Overseas Bank Limited/Far Eastern Bank Limited ("Bank") to open the account(s) and/or provide the service(s) specified by me in this application.
- I confirm that I have obtained and agree to be bound by the Bank's Terms and Conditions Governing Accounts and Services that apply to individual customers, and where UOB Personal Internet Banking and UOB Mobile Services are specified in this Application, the Bank's Terms and Conditions of UOB Personal Internet Banking and UOB Mobile Services (available at www.uob.com.sg and at the Bank's branches).
- In consideration of the Bank accepting the Application herein, I represent, warrant and agree with the Bank as follows:
- where this Application is for the provision of the Service(s) specified, the Service(s) shall be provided in relation to the Account specified in this Application, and where any application is made to link any Account to any existing Service(s), the application is to extend the Service(s) to such Account;
- my signature on this Application shall constitute my signature for the purpose of operating the Account specified in this Application until you receive written notice from me to change my signature. I agree that if my signature for any account is different from my signature on this Application, I will be required to sign another form to give instructions on the signature I wish to use for that/those account(s);
- where a request for the supply of a cheque book is made in this Application, I shall promptly confirm in writing to the Bank my receipt from the Bank of such cheque book or, where I shall fail to do so, issue of cheques from the cheque book received by me shall constitute my representation to the Bank of my receipt of the same;
- I have provided the Bank all documentations or other information as may be required by the Bank for compliance with the Foreign Account Tax Compliance Act (hereafter known as ‘FATCA’) and consent to provide all required documentations or other information within 7 days of a request in writing from the Bank;
- I further acknowledge that any failure on my part to provide accurate and timely information pursuant to requirements and requests by the Bank may result in the Bank having to deem me recalcitrant and/or reportable and take all necessary action against me in order for the Bank to be compliant with requirements under FATCA, local legislation in connection with FATCA and any other provision arising out of an agreement between governments pertaining to FATCA; and
- my mailing address(es) shall be as stated above, or such other addresses stated in the Bank’s records as the Bank may from time to time select. If there is any changein address, I undertake to inform the Bank immediately.
- I confirm that I am the beneficial owner of One Account applied for herein;
- I hereby consent to the disclosure and transfer of any information provided in this application or in connection herewith, to and between any branch, agency, representative office, affiliated, associated or related corporation of the Bank and their respective officers, servants or agents, whether in Singapore or elsewhere, whom the Bank considers necessary in order to open the account(s) or provide me with the service(s) herein.
- I confirm that I have read and understood the Bank's Privacy Notice (Individual) (available at www.uob.com.sg and the Bank's branches) which forms part of the terms and conditions governing my relationship with the Bank. I consent to the Bank collecting, using and disclosing my personal data for Basic Banking Purposes, Co-Branding Purpose, Research Purpose and Marketing Purpose as described in the Bank's Privacy Notice (Individual). I note that (a) I may withdraw consent for any or all of the purposes at any time; (b) if I withdraw consent for Basic Banking Purposes and/or Co-branding Purpose, the Bank may not be able to continue to provide the account and/or service(s) to me; and (c) if I withdraw consent for Research Purpose and Marketing Purpose, my personal data will not be used for these purposes unless I expressly and separately consent to the same again.
- I acknowledge that for foreign currency deposits, bank charges and adverse exchange rate movements could erase interest earnings or reduce the original principal amount. I acknowledge and agree that once the foreign exchange rate is contracted, I am bound by it and I may not change or cancel the transaction.
- I irrevocably consent and authorize the Bank and its officers to conduct any credit check on me as the Bank may require from time to time and to obtain from, disclose to and/or verify with any party the Bank may consider appropriate including any of the Bank's related companies, advisors, credit bureaus, credit reference agents, insurance providers, governmental authorities or any other party set out in the Bank's Terms and Conditions Governing Accounts and Services, any information pertaining to me, this application, any of my accounts and/or facility with the Bank
Application of Credit/Debit Cards Declaration and Authorisation (SCDA-V6.2-24022015)
I hereby:
- represent and warrant:
- that all information provided by me in this application and in any other document submitted to the Bank is true, accurate and complete and if there is a change in the information provided or becomes inaccurate in any way, I shall promptly notify the Bank of the change or inaccuracy; and
- at the time of this application, I am not an undischarged bankrupt and there has been no statutory demand served on me/us or any legal proceeding commenced against me
- acknowledge that the Bank may choose to either approve or reject this Application and I agree that the Bank does not need to provide a reason for the Bank’s approval or rejection;
- confirm that I have obtained, read, understood and agree to be bound by the following ("Terms"):-
- UOB Cardmember Agreement;
- UOB Debit Cardmember Agreement;
- Terms and Conditions Governing Accounts and Services; and
- Terms and Conditions of UOB Personal Internet Banking and UOB Mobile Services; and
- where applicable, NETS Terms and Conditions Governing the Use of NETS FlashPay;
[Terms are available at www.uob.com.sg ]
- agree that:-
- the Bank may review and change my credit/debit limit at any time without prior notice to me;
- in addition to the modes and manner the Bank may send notices and communications to me under the Terms, the Bank may send notices and communications to me/us in any mode and manner as the Bank deems appropriate to my last known address, facsimile, telephone/mobile phone number and/or electronic mail address in the Bank’s records;
- the card applied for in this application ("Card") will be renewed upon its expiry without further reference to me unless the Card account(s) is terminated before such expiry;
- the Principal Cardmember is responsible for all liabilities (including liabilities incurred by all Supplementary Cardmembers, annual fees or any other fees/charges) and each Supplementary Cardmember is responsible for his/her liabilities incurred in respect of his/her card; and
- if the card applied for in this application comes with a NETS FlashPay, Network for Electronic Transfer (Singapore) Private Limited ('NETS') is the holder and operator of the NETS FlashPay stored value facility.
- consent and authorise the Bank to conduct any credit check on me as the Bank may require from time to time and to obtain, verify and/or disclose any information relating to me including information and details of the Card account(s) from or to the parties set out in the terms relating to the Bank’s rights of disclosure under the Terms including any credit bureau and any person the Bank deems appropriate or necessary for this application or as may be required by any applicable law;
- I confirm that I have read and understood the Bank’s Privacy Notice (Individual) (available at www.uob.com.sg and the Bank’s branches) which forms part of the terms and conditions governing my relationship with the Bank. I consent to the Bank collecting, using and disclosing my personal data for Basic Banking Purposes, Co-Branding Purpose, Research Purpose and Marketing Purpose as described in the Bank’s Privacy Notice (Individual). I note that (a) I may withdraw consent for any or all of the purposes at any time; (b) if I withdraw consent for Basic Banking Purposes and/or Co-branding Purpose, the Bank may not be able to continue to provide the products and services to me/us; (c) if I/we withdraw consent for Research Purpose and Marketing Purpose, my personal data will not be used for these purposes unless I expressly and separately consent to the same again;
- acknowledge and agree that the Bank and the Co-Brand Partner (if any) will be separately collecting, using and disclosing my/our personal data and each party shall only be responsible for its own collection, use or disclosure of my/our personal data, and shall not be liable for the other party’s handling or use thereof. I/we agree to directly address any queries, access or correction requests, or complaints in relation to the handling of my/our personal data to the relevant party;
- acknowledge and agree that this application and all documents submitted to the Bank including all verification documents obtained by the Bank shall belong to the Bank and will be retained by the Bank; and
Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$50,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
For Workplace Banking customers, I agree to authorise UOB to disclose related information as per my application to my employer, for purposes in relation to the Account and/or other services.