Take charge of your UOB Property Loan today to enjoy greater savings on your monthly instalments

Who can Apply?

I have an existing UOB property loan with a minimum outstanding loan amount of:

  • S$80,000 for HDB Home Loan, or
  • S$100,000 for Private Home Loan, or 
  • S$200,000 for Commercial Property Loan.

My remaining loan period must be 5 or more years. Repricing fees and prepayment charges for loans within lock-in period will be incurred, where applicable

  1. Reprice your UOB property loan.
  2. Verify Mobile Number
Fill in the details and we will get back to you within 5 business days.

Documents you need to prepare before starting this application:

Identification Document

  • For Singaporeans and Singapore PRs - Copy of NRIC (front and back)
  • For Foreigner - Valid passport copy and Utility Bill.

UOB Declaration form

  1. Download form here.
  2. Get all borrower(s) to sign on the downloaded declaration form.
  3. Upload and submit to us through this online application.

IRAS Property Portfolio

  1. Download copy from iras.gov.sg.
  2. Click on Login > Login to MyTax portal.
  3. Select Personal Tax and login with Singpass.
  4. Click Property > View Property Dashboard.
  5. Click on View Details, and Print.
  6. Upload and submit through this online application

If you have overdraft facility or term loan on the same property.

For SG/ PR:

CPF Property Withdrawal Statement (All borrowers to provide):

  1. Download copy from cpf.gov.sg.
  2. Login with Singpass. Click My CPF and click Home Ownership under My dashboards.
  3. Select the property to be repriced, and click on Principal amount and accrued interest.
  4. Click on the pdf icon on the top right of the page to retrieve your CPF Property Withdrawal Statement.
  5. Upload and submit through this online application

 

HDB Financial Information:

  1. Download copy from hdb.gov.sg.
  2. Login at HDBPage with SingPass.
  3. Click My Flat and then Financial Info under the Purchased Flat section.
  4. Upload and submit through this online application

 

MAS Declaration Form ( 1 borrower per form):

  1. Download form here.
  2. Complete all sections and sign.
  3. Upload and submit through this online application.

For Foreigners:

MAS Declaration Form ( 1 borrower per form):

  1. Download form here.
  2. Complete all sections and sign.
  3. Upload and submit through this online application.

Documents you need to prepare before starting this application:

Identification Document(s)

  • SG/ PR - Front and back of NRIC reflecting your property address.
  • Foreigner - Valid passport copy.

IRAS Property Portfolio Statement

  • Download copy from iras.gov.sg. Login for Personal Tax Matters with SingPass, Select Property and click View Property Portfolio. Click View Details to retrieve your Property Portfolio Statement. Your screenshot should show the IRAS logo, date of retrieval and indicate “Tax rate: Owner-Occupier” in one single page. 

Declaration form

  • Download form here. Get all borrower(s) to sign on the downloaded declaration form.  Upload and submit to us through this online application.

Documents you need to prepare before starting this application:

Identification Document

  • For Singaporeans and Singapore PRs - Copy of NRIC (front and back)
  • For Foreigner - Valid passport copy

UOB Declaration form

  1. Download form here.
  2. Get all borrower(s) to sign on the downloaded declaration form.
  3. Upload and submit to us through this online application.

 

MAS Declaration Form ( 1 borrower per form):

  1. Download form here.
  2. Complete all sections and sign.
  3. Upload and submit through this online application.

For SG/ PR: If you have overdraft facility or term loan on the same property

CPF Property Withdrawal Statement (All borrowers to provide):

  1. Download copy from cpf.gov.sg.
  2. Login with Singpass. Click My CPF and click Home Ownership under My dashboards.
  3. Select the property to be repriced, and click on Principal amount and accrued interest.
  4. Click on the pdf icon on the top right of the page to retrieve your CPF Property Withdrawal Statement.
  5. Upload and submit through this online application.

 

HDB Financial Information:

  1. Download copy from hdb.gov.sg.
  2. Login at HDBPage with SingPass.
  3. Click My Flat and then Financial Info under the Purchased Flat section.
  4. Upload and submit through this online application

Documents you need to prepare before starting this application:

Identification Document(s)

  • SG/ PR : Front and back of NRIC reflecting your property address.
  • Foreigner : Passport copy.

Income Document(s)

  • Salaried : Latest 2 years Notice of Assessment or Latest 3 months computerised payslip and recent 12 months CPF Contribution History.
  • Self-employed : Latest 2 years Notice of Assessment showing Tax Returns and recent 12 months CPF Contribution History.
  • Commmisioned Based : Latest 2 years Notice of Assessment showing Commission Statement and recent 12 months CPF Contribution History.

CPF Property Withdrawal Statement

  • SG/ PR: Download copy from cpf.gov.sg. Login with Singpass. Click My Statement and click Property under Section C. Click My Public/Private Properties Withdrawal Details to retrieve your CPF Property Withdrawal Statement.

HDB Financial Information

  • SG/ PR: Download copy from hdb.gov.sg. Login at HDBPage with SingPass. Click My Flat and then Financial Info under the Purchased Flat section.

Declaration form

  • Download form here. Get all borrower(s) to sign on the downloaded declaration form.  Upload and submit to us through this online application.

 

Get started with your basic and contact details

For Malaysians - Enter NRIC instead of Passport Number

Passport expiry date is required only if your previous passport number that you have provided to the bank has expired or is expiring in the next 6 months.

You must provide us with a mobile number that is registered with the Bank.

 

Provide details on the property that you want to reprice on.

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Tell us what you do for a living.

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Upload these documents and accept our Terms and Conditions.

Upload an image of the front of your NRIC (Support files:.jpg .png with a max file size of 3MB
    Upload an image of the back of your NRIC for us to verify your property address (Supports files: .jpg .png with a max filesize of 3MB).
      Upload an image of the front & back of your NRIC (Support files:.jpg .png with a max file size of 3MB
        Upload an image of your Passport (Support files:.jpg .png with a max file size of 3MB
          Upload an image of your utility or mobile phone bill for us to verify your property address (Supports files: .jpg .png with a max filesize of 3MB).
            Upload an image of your IRAS Property Portfolio Statement that you have downloaded from iras.gov.sg. Supports files: .jpg .png .pdf with a max filesize of 3MB.
              Upload an image of the required income document (Notice of Assessment or computerised payslip or CPF contribution statement). Supports files: .jpg .png .pdf with a max filesize of 3MB.
                Upload an image of your CPF property withdrawal statement that you have downloaded from cpf.gov.sg. Supports files: .jpg .png .pdf with a max filesize of 3MB.
                  Upload an image of your HDB financial information that you have downloaded from hdb.gov.sg. Supports files: .jpg .png .pdf with a max filesize of 3MB.
                    Upload an image of the signed declaration form with your property address indicated. Make sure that all borrowers have signed on the form. Supports files: .jpg .png .pdf with a max filesize of 3MB.
                      • Download declaration form here. Get all borrower(s) to sign on the downloaded declaration form.  Upload and submit to us through this online application.
                      Upload an image of the signed declaration form. Make sure that 1 borrower per form. Supports files: .jpg .png .pdf with a max filesize of 3MB.
                        • Download declaration form here. Get all borrower(s) to sign on the downloaded declaration form.  Upload and submit to us through this online application.

                        By submitting this application, I or We (in the case of joint borrowers):

                         

                        1.     represent and warrant that all information submitted in this Application is true, accurate, and complete in all respects and I/We will inform the Bank in writing of any amendments to the information.

                         

                        2.    confirm that I/We have read, understood and agree, to be bound by the Bank’s Standard Terms and Conditions Governing Credit Facilities (“Standard Terms”) and Terms and Conditions Governing Accounts and Services (“Account Terms”) including any variation the Bank makes to such terms and conditions;

                         

                        3.    confirm that I/We have read and understood the Bank’s Privacy Notice (Individual) (available at www.uob.com.sg and the Bank’s branches) which forms part of the terms and conditions governing my/our relationship with the Bank. I /We consent to the Bank collecting, using and disclosing my/our personal data for Basic Banking Purposes, Co-branding Purpose, Research Purpose and Marketing Purpose as described in the Bank’s Privacy Notice (Individual). I/We note that (a) I/We may withdraw consent for any or all of the purposes at any time; (b) if I/We withdraw consent for Basic Banking Purposes and/or Co-branding Purpose, the Bank may not be able to continue to provide the products and services to me/us; (c) if I/We withdraw consent for Research Purpose and marketing Purpose, my/our personal data will not be used for these purposes unless I/We expressly and separately consent to the same again;

                         

                        4.    acknowledge that the Bank may decline my/our application without giving any reason or notice, and I/We agree that the Bank may keep all documents given to the Bank in connection with this application notwithstanding that this application is declined.

                         

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