*Enjoy up to 4% cashback on Grab transactions (excludes mobile wallet top-ups), Shopee Singapore transactions (excludes ShopeePay), SimplyGo transactions (bus and train rides), McDonald’s transactions and 1% cashback on GOMO recurring transactions, Singapore Power utilities bill (excluding payments via AXS), Singtel recurring transactions, and Mobile Pay transactions such as Apple Pay, Google Pay and Samsung Pay. A minimum spend of S$300 per calendar month is required. Cashback is capped at S$30 per calendar month across all eligible transactions. Please click here for the full terms and conditions.
^Total interest is equivalent to Base Interest plus Bonus Interest; where current Base Interest is 0.05% p.a., Bonus Interest is paid up to S$150,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.
Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month. Maximum effective interest rate (EIR) on the One Account is 1.90% p.a. for deposits of S$125,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month. Maximum effective interest rate (EIR) on the One Account is 3.30% p.a. for deposits of S$150,000, provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA” / “PAYNOW SALA”) in each calendar month. Insured up to S$100k by SDIC.
MAS Guidelines on Fair Dealing Disclosure Notice
In our commitment to uphold the principles set out in the guidelines, we set out in the notice some of the circumstances in which we may exercise our rights to unilaterally revise certain terms and conditions of a product or service which we offer. We will strive to notify you in advance of such changes to the extent we are able to do so in accordance with our usual practice. If you disagree with any of the changes, you may terminate the relevant UOB product and/or service before the changes take effect in accordance with the relevant terms and conditions for that product and/or service. You may incur losses arising from termination. There may also be fees and charges payable in addition to repaying all outstanding amounts. Visit go.uob.com/fairdealing to find out more.